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Landlord Insurance

Landlord insurance is a type of home insurance policy, which is more affordable and typically covers the property owner against financial losses that are related to the owned property. The policy typically covers the building, and also insuring content that belong to the landlord inside the premises. Thus assuring protection and peace of mind of the landlords.


Protect your Property

Your landlord's insurance covers your owned property and belongings against standard perils such as fire, lightning, explosion, earthquake, storm, flood, riot, strike and malicious damage. You're reimbursed up to the insurance cover sought, subject to depreciation.


Protect against Loss of Rent

Get the much needed peace of mind with coverage for any loss in rent on account of property damage due to the standard perils.


Protect yourself against accident

Get yourself covered for any disability and/or death caused by an accident during the period of coverage.


Buyer Education

The Landlord insurance is an affordable insurance cover, that is a combination of personal and property insurances tailored for the Landlord's needs and necessities. The Landlord insurance includes Standard Fire & Special Perils Insurance and Personal Accident Insurance. More customization will be possible in the near future.

Yes, the Landlord insurance is both for residential and commercial landlords. For the commercial users usually have more declarations compared to the residential landlords.

Fire, lightning, explosion, aircraft damage, riot, strike, malicious damage, storm, tempest, flood, inundation, subsidence / landslide including rockslide, bursting and / or overflowing of water tanks, leakage form automatic sprinkler installation.
Riders: Earthquake, loss of rent, omission to insure, rent for alternative accommodation

Any accidental damage resulting in disability and/or death would be covered

If the said premises is unfit for occupation in consequence of damage by the perils insured, the rent payable would be up-to the limit per policy

Policy will be issued within 3 working days from the payment of premium and the policy will be active within 1 working day from the date of payment

Yes, with intimation to Insurer 30 days prior

You can renew it in the same process annually

Increase can be done anytime during the policy period whereas for decrease, it should be done at the time of renewal.

Paymatrix will perform the support function and liasoning with the Insurance Brokers

Please contact the any one of the below numbers to start the claim procedure

  • Toll Free Number mentioned on policy
  • Or Contact Paymatrix
  • Or Contact our partner ( number will be updated shortly )
Claim can be intimated to all the above or anyone to lodge claim. Meanwhile, Fire station/ Police Station can be approached.

Contact Number will be updated shortly

Route the issue through our partner ( contact number will be updated shortly)

No, the consent of your tenant is not necessary to subscribe to Landlord Insurance

Building with plinth and foundation including compound wall, Office Equipment, Furniture’s and Fixtures, Electronic Equipment, Electrical Installations and any other item related to your trade

Residential
     There are no deductibles for the residential users
Commercial
     There will be deductibles from the loss.
     e.g. Sum Insured/Coverage : Rs. 10,00,000 /-
     Loss Amount : Rs. 1,00,000 /-
     Deductible : Rs. 10,000 /- ( 5% of the claim or Fixed of 10K, whichever is higher)
     Claim payable : Rs. 90,000 /-

Intimation ( loss to be notified ) should be within the 24 to 48 hours. Claim should be submitted Within 15 days from the date of the occurrence of the incident

Landlords' Insurance

Renters insurance is an affordable insurance instrument for landlords to cover their property against unexpected damages and losses from perils like fire, burglary, natural calamities , and allied perils

What all does it cover?

Landlords' insurance typically covers the property owner against any physical losses that are related to the owned property. The policy typically covers the building, with the option of insuring any contents that belong to the landlord inside the premises.



Protect your property

Your landlord's insurance covers your owned property and belongings against standard perils such as fire, lightning, explosion, earthquake, storm, flood, riot, strike and malicious damage .You're reimbursed up to the insurance cover sought, subject to depreciation.



Protect yourself against loss of Rent

Now get much peace of mind with coverage for any loss in rent on account of property damage, which is a part of the coverage.



Get coverage for accidents

Get coverage for disability and/or death caused by an accident during the coverage period.



Buyer Education:

Fire, Lightning, Explosion, Aircraft damage, Riot, Strike, Malicious damage, Storm, Tempest, Flood, Inundation, Subsidence / Landslide including rockslide, Bursting and / or overflowing of water tanks, Leakage form Automatic Sprinkler Installation.
Riders: Earthquake, Loss of Rent, Omission to insure, Rent for alternative accommodation

If the said premises is unfit for occupation in consequence of damage by the perils insured, the rent payable would be upto the limit per policy.

Any accidental damage resulting in disability and/or death would be covered.

Policy will be issued within 3 working days from the payment of premium and the policy will be active within 1 working day from the date of payment.

Yes, with intimation to Insurer 30 days prior.

You can renew it in the same process annually.

Increase can be done anytime during the policy period whereas for decrease, it should be done at the time of renewal.

Paymatrix will perform the support function and liasoning with the Insurance Brokers.

Please contact the any one of the below numbers to start the claim procedure

  • Toll Free Number mentioned on policy
  • Or Contact at Pay Matrix
  • Or Aon Global Contact

Claim can be intimated to all the above or anyone to lodge claim. Meanwhile, Fire station/ Police Station can be approached.

Aon Global Insurance Brokers – SPOC to be provided.

Route the issue through Aon Global Insurance Brokers (SPOC).

Building with plinth and foundation including compound wall, Office Equipment, Furniture’s and Fixtures, Electronic Equipment, Electrical Installations and any other item related to your trade.

No there are no claim processing fee.

Residential
There are no deductibles for the residential users.
Commercial
There will be deductibles from the loss .
e.g. Sum Insured/Coverage :Rs.10,00,000 /-

  • Loss Amount :Rs.1,00,000 /-
  • Deductible :Rs.10,000 /- (5% of the claim or Fixed of 10K, whichever is higher)
  • Claim payable :Rs.90,000 /-

Intimation ( loss to be notified ) should be within the 24 to 48 hours. Claim should be submitted Within 15 days from the date of the occurrence of the incident.