Know your Credit Card

Learn about the benefits your Credit card gets you


Joining Fee


Yearly Fee


Earn 3 Rewards / ₹ 100

Joining benefits

Get 500 Empower Points worth Rs. 500

Earn 1 Rewards / ₹ 100

*Conditions Apply

Credit card name:

SBI TATA Titanium Card

Annual benefits on Paymatrix:


SBI TATA Titanium Card

About the Bank:

State Bank of India is the largest financial services provider in India. Its headquarter is located in Mumbai. SBI offers a wide range of products and services to individuals, commercial enterprises, large corporates, public bodies and institutional customers through SBI's various branches and outlets , joint ventures , subsidiaries and associate companies.

About the card:

The SBI TATA Croma Platinum Card rewards for every purchase done at a Tata partner outlet or any other merchant outlet in India. It also offers value back, instant rewards, welcome gifts and exclusive lounge access.

Features and Benefits:

  • Get 500 Empower Points if the total spends is Rs. 2,000 or more.
  • Earn 1.5% value back on spends at Croma and
  • Earn upto 5% value back on spends on Tata outlets.
  • Earn 3X Points for spends on Departmental and Grocery stores
  • Earn 1 point per Rs. 100 spent on other retail outlets.


  • The joining fee for the SBI TATA Titanium Card is nil.
  • The annual fee for the SBI TATA Titanium Card is Rs.499+GST.

Eligibility Criteria:

The eligibility criteria to apply the SBI TATA Titanium Card

  • Customers will be able to apply for a Tata Platinum Credit Card based on their annual income furnished at the time of application. SBI determines the eligibility for a customer only based on this criteria.


  • Finance charges upto 3.35% per month and 40.2% per annum.
  • Cash advance limit = 80% of credit limit.
  • Cash advance fee:
    1. In SBI and other Domestic ATMs = 2.5% of the transaction amount.
    2. International ATMs = 3% of the transaction.
  • Card replacement fee = Rs.100.
  • Cheque fee = Rs.100.
  • Payment dishonour fee = 2% of the payment amount.
  • Late payment fee if the amount is:
    1. Rs.0-Rs.200 = Rs.0
    2. Rs.200-Rs.Rs.500 = Rs.100
    3. Rs.500-Rs.1,000 = Rs.400
    4. Rs.100-Rs.10,000 = Rs.600
    5. Rs.10,000-Rs.25,000 =Rs.800
    6. Greater than 25,000 = Rs.950.
  • Card replacement fee = Rs.100.

To know more details about the SBI TATA Titanium Card, Please visit



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